Solution · Finance & Banking

Built for banks that operate under constant scrutiny.

Banks, microfinance banks, and fintechs face CBN examinations, NDIC audits, mandatory KYC obligations, and strict staff access controls. SyndewOS manages the internal operational backbone — identity, HR, procurement controls, and approval workflows — so your compliance team isn't drowning in internal process failures during exam season.

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The problems you have right now

The internal controls
gap in financial institutions.

Stale access rights after staff exits

Former employees whose system access wasn't revoked on exit day. A critical risk in financial institutions. Oluṣọ is the single identity source — when HR terminates in Tribe, access tokens across all connected systems are revoked within seconds, not weeks.

Dual control gaps in operations

CBN examiners look for evidence of maker-checker on significant transactions. Relay enforces dual-control workflows on any action — loan disbursements, vendor payments, limit overrides — with immutable timestamps and authoriser identity.

Procurement without due process

IT equipment, office supplies, and services procured outside the approved vendor list. Vault's three-way matching and approved vendor register ensure no payment is made without a matching LPO, delivery confirmation, and proper approval.

Branch asset accountability

Laptops, tablets, and equipment distributed to branches without tracking. Cannot answer examiner questions about asset disposition. Campus gives you branch-level asset registers with custodian accountability.

Staff KYC and credential verification

CBN licensing requirements include staff KYC documentation. Tribe stores qualification certificates, CIBN membership, and background check records per staff member — retrievable in under a minute during an examination.

CBN examination response time

CBN examiners request staff records, payroll evidence, procurement documentation, and asset schedules — often with 48-hour notice. SyndewOS generates all of these reports on demand from live data.

Identity is everything in banking

Oluṣọ — your access
control backbone.

For financial institutions, identity management is not just an IT concern — it's a regulatory requirement. Oluṣọ provides the audit-grade access control layer your CBN compliance team needs.

Privileged access

Role-based access with just-in-time provisioning

Staff get exactly the access their role requires — no more. Sensitive system access granted on request with time-bounded approval. Full log of who accessed what and when.

MFA enforcement

FIDO2 passkeys and hardware key support

Phishing-resistant MFA for all staff accessing sensitive systems. FIDO2/WebAuthn passkeys, TOTP, and hardware security keys all supported. Enforced by journey policy — no opt-out.

Audit logging

90-day immutable access log

Every login, failed attempt, token issuance, and permission change logged with timestamp and IP. Cannot be deleted — not even by administrators. Exportable on demand for CBN examiners.

Recommended stack

The financial institution core.

Tribe — HR

Staff operations

Staff records with CIBN qualifications, and background check uploads. CBN-compliant staff KYC documentation stored and retrievable. Branch-aware org structure for regulatory reporting.

per seat/mo£3

Vault — Finance

Internal procurement controls

Operational expense management — not your core banking system. Capex and opex procurement with three-way matching. Vendor register with CAC and FIRS TIN verification. IFRS-aligned internal accounts.

per seat/mo£4

Relay — Approvals

Dual control enforcement

Maker-checker workflows for all sensitive internal operations. Configurable to your existing signing mandates. Immutable audit trail satisfies CBN examiners on internal controls questions.

per seat/mo£2

Campus — Assets

Branch asset management

Branch-level IT equipment, furniture, and vehicle fleet registers. Annual verification workflow with discrepancy reporting. Useful for branch expansion tracking and regulatory fixed asset schedules.

per seat/mo£2

Self-hosted — recommended for banks

Your servers.
Your data.

Financial institutions typically cannot place sensitive staff and operational data in third-party cloud environments without CBN approval. SyndewOS self-hosted runs entirely on your own infrastructure — on-premise or your own cloud tenancy.

Full data sovereignty — no external network calls
Air-gapped deployment supported
Offline license key validation
Runs in your own Azure, AWS, or bare metal environment
Complies with CBN cloud adoption framework

Discuss Self-hosted →

What SyndewOS is not

Not a core
banking system.

SyndewOS manages your internal operations — HR, procurement, approvals, and assets. It is not a replacement for Finacle, T24, or Phoenix. It runs alongside your core banking system and manages everything the CBS doesn't: your people, your internal spend, and your physical estate.

Integrates with existing CBS via API
Does not touch customer accounts or transactions
Handles staff identity, not customer identity
Procurement and operational controls, not treasury
Replaces HR spreadsheets and WhatsApp approvals

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Built for banks that operate under constant scrutiny.

The internal controls
gap in financial institutions.

Oluṣọ — your access
control backbone.