Solution · Finance & Banking

Built for banks that operate under constant scrutiny.

Banks, community banks, and fintechs face regulatory examinations, deposit insurance audits, mandatory KYC obligations, and strict staff access controls. SyndewOS manages the internal operational backbone: identity, HR, procurement controls, and approval workflows, so your compliance team isn't drowning in internal process failures during exam season.

Book a Demo → Find a Partner
The problems you have right now

The internal controls gap in financial institutions.

01
Stale access rights after staff exits
Former employees whose system access wasn't revoked on exit day. A critical risk in financial institutions. Oluṣọ is the single identity source — when HR terminates in Tribe, access tokens across all connected systems are revoked within seconds, not weeks.
02
Dual control gaps in operations
Regulatory examiners look for evidence of maker-checker on significant transactions. Relay enforces dual-control workflows on any action: loan disbursements, vendor payments, limit overrides. With immutable timestamps and authoriser identity.
03
Procurement without due process
IT equipment, office supplies, and services procured outside the approved vendor list. Vault's three-way matching and approved vendor register ensure no payment is made without a matching LPO, delivery confirmation, and proper approval.
04
Branch asset accountability
Laptops, tablets, and equipment distributed to branches without tracking. Cannot answer examiner questions about asset disposition. Campus gives you branch-level asset registers with custodian accountability.
05
Staff KYC and credential verification
Banking regulator licensing requirements include staff KYC documentation. Tribe stores qualification certificates, professional memberships, and background check records per staff member — retrievable in under a minute during an examination.
06
Regulatory examination response time
Regulatory examiners request staff records, payroll evidence, procurement documentation, and asset schedules — often with 48-hour notice. SyndewOS generates all of these reports on demand from live data.
Identity is everything in banking

Oluṣọ: your access control backbone.

For financial institutions, identity management is not just an IT concern. It's a regulatory requirement. Oluṣọ provides the audit-grade access control layer your compliance team needs.

Privileged access

Role-based access with just-in-time provisioning

Staff get exactly the access their role requires, no more. Sensitive system access granted on request with time-bounded approval. Full log of who accessed what and when.

MFA enforcement

FIDO2 passkeys and hardware key support

Phishing-resistant MFA for all staff accessing sensitive systems. FIDO2/WebAuthn passkeys, TOTP, and hardware security keys all supported. Enforced by journey policy. No opt-out.

Audit logging

90-day immutable access log

Every login, failed attempt, token issuance, and permission change logged with timestamp and IP. Cannot be deleted, not even by administrators. Exportable on demand for regulatory examiners.

Recommended stack

The financial institution core.

Tribe
Tribe — HR
Staff operations

Staff records with professional qualifications and background check uploads. Regulator-compliant staff KYC documentation stored and retrievable. Branch-aware org structure for regulatory reporting.

Vault
Vault — Finance
Internal procurement controls

Operational expense management — not your core banking system. Capex and opex procurement with three-way matching. Vendor register with incorporation and tax ID verification. IFRS-aligned internal accounts.

Relay
Relay — Approvals
Dual control enforcement

Maker-checker workflows for all sensitive internal operations. Configurable to your existing signing mandates. Immutable audit trail satisfies regulatory examiners on internal controls questions.

Campus
Campus — Assets
Branch asset management

Branch-level IT equipment, furniture, and vehicle fleet registers. Annual verification workflow with discrepancy reporting. Useful for branch expansion tracking and regulatory fixed asset schedules.

Self-hosted (recommended for banks)

Your servers.
Your data.

Financial institutions typically cannot place sensitive staff and operational data in third-party cloud environments without regulatory approval. SyndewOS self-hosted runs entirely on your own infrastructure, on-premise or your own cloud tenancy.

  • Full data sovereignty. No external network calls
  • Air-gapped deployment supported
  • Offline license key validation
  • Runs in your own Azure, AWS, or bare metal environment
  • Complies with banking regulator cloud adoption frameworks
Discuss Self-hosted →
What SyndewOS is not

Not a core
banking system.

SyndewOS manages your internal operations: HR, procurement, approvals, and assets. It is not a replacement for Finacle, T24, or Phoenix. It runs alongside your core banking system and manages everything the CBS doesn't: your people, your internal spend, and your physical estate.

  • Integrates with existing CBS via API
  • Does not touch customer accounts or transactions
  • Handles staff identity, not customer identity
  • Procurement and operational controls, not treasury
  • Replaces HR spreadsheets and WhatsApp approvals
Learn More →
Regulatory alignment

Built for the regulated banking environment.

Regulatory Examination Ready
Data Protection Compliant
Internal Controls (COSO)

Ready before the next regulatory examination.

We'll walk you through what examiners ask for, and show you exactly how SyndewOS generates those responses from live data in minutes.